All we know about the phenomenal crisis of the mortgage loans in United State of America. People who lose they houses, and have huge debts. There are testimonies of people with $55.000 card debt, and a house mortgage of $159.000. This people are doomed to be a homeless, but always the financial system have a alternative for the desperate citizen. Like the gamblers, this solution probably will destroy the poor debtor more than save him. There are many companies who offer refinance poor credit. They have pictures of dollars, easy dollars, and magic solutions. First, they want your trust, and explain to you the complicate world of the poor debtor. Have poor credit will be limited your options, and you don’t will be have the access to low 5% interest rates advertised on TV. The solution: refinance poor credit and high credit card debts, with low rate loans. Simple and mysterious. Why mysterious? Most pages who offer this services have no response when you click in the item “refinance poor credit”. Maybe the crisis crash over this offers too.