Each person who wishes to initiate a project, any is the class; from a emprendimiento to constructing a house she is needed a capital that in the majority of the times does not get ready. Then the question arises where to contract a cheap loan .

They exist infinity of places where to obtain a loan. The classic places are the banks. These offer credits of different classes, following the destiny of the same. They request many requirements; level of income, credit behavior, etc. Also the banks offer lines of credits for which they are clients of them offering rates and much more advisable terms.

Also they exist other financial organizations of second line where they offer loans of free destiny, but generally have much more high interest rate that the banking ones. But as benefit asks for few requirements for the granting of the loan. A form of loan very spread lately is the organizations that offer to contract loans by Internet. Some are honest, but it is necessary to be careful and to inquire well into the antecedents, requirements, etc. Also another class of credit is the hypothecating ones, or to buy a building, their extension or construction of a new house.

This class of credit is necessary to analyze the financial perspective of the long term country since we will embark about several years to the payment of the loan. To see if the loan is in national or foreign currency; rate determines or variable. All these aspects it is important to have them in account since in countries where it is very common however of game rules once to have agreed to certain conditions, they can affect in important form the applicant of the loan. In order to make a correct decision from where to contract the best cheap loan there is a series of you rule basic to follow:

.To analyze so that one is going away to request the loan.

· Relation Provable Income with Amount of the Loans

· Asked for guarantees

· Terms of payment and interest rates of the different financial organizations.

· To realise comparisons between the different loans that offer to us.

· Institutional antecedents of the financial organization.

· Medium analysis to and long term of the economic situation of the country.

· Indirect costs of the Loan.

. Cost opening counts banking, expenses of granting of the loan.

Having all these you rule would contract the best cheap loan.